Fast Cash Loans in Kuala Lumpur & Selangor — KPKT Licensed, Zero Hidden Fees
Approved in 2 hours. Up to RM200,000 for SSM-registered businesses, or up to RM10,000 for personal loans. 100% legal & transparent.
We Guarantee Zero Upfront Payment or Processing Fees on All Our Loans.
Your Application Will Be Free Of Any Charges.
Step 1: Check your eligibility
Our experts review every application within 15 minutes and reply with your application status.
Step 2: Prepare Documents
All applicants must provide a Malaysian Identity Card (MyKad), income statements, salary slips, and bank statements.
Step 3: Document signing.
Set up an appointment and sign your loan agreement. Get your cash in 2 hours.
Our Loan Process and Interest Rate are Transparent
As a licensed financial provider governed by KPKT, we operate strictly under the Moneylenders Act 1951. We guarantee zero hidden charges, no upfront processing deductions, and provide fully transparent repayment schedules calculated on the exact annual percentage rates displayed below.
12.00% p.a.
Secured Loan.
Borrow up to 91.5% of your pledged asset value.
15.00% p.a.
Unsecured Loan.
No Collateral
Representative Loan Example:
Principal Loan Amount: RM10,000.00
Loan Tenure: 12 Months
Interest Rate: 15.00% p.a.
Processing Fees / Upfront Deductions: RM0.00
Total Interest Payable: RM1,500.00**
Total Repayment Amount: RM11,500.00
Monthly Installment: RM958.33
Minimum Requirement:
– Malaysian citizens aged 18 years and above only.
– Applicants must demonstrate a verifiable history of income.
– Final approval mandates an in-person meeting with our loan officers to sign all necessary KPKT-compliant agreements.
Disclaimer: The figures above are for reference. Actual rates depend on your credit assessment. Terms & conditions apply.
** Total Interest Payable is calculated on the original principal (flat rate), not reducing balance.
Who We Are?
Straits Credit is a licensed financial provider operating strictly within the regulatory framework of the Malaysian Ministry of Housing and Local Government (KPKT). The core operation focuses on executing efficient, secure, and fully compliant financing solutions. All credit facilities are structured with absolute transparency, ensuring interest rates and repayment schedules remain strictly aligned with federal mandates.
Loan We Offer
📍 Serving KL & Selangor Only
Business Loan
RM200,000
For Malaysia SSM-registered entities only.
Popular
Personal Loan
RM10,000
Open to all Selangor & Kuala Lumpur residents.
Check testimonials for our satisfied clients
Neque egestas congue quisque egestas diam in. Semper quis lectus nulla at volutpat diam ut venenatis.
Mohd Jamil
Highly professional. Straits Credit secured our business expansion capital in days with total transparency. An excellent partner for Malaysian SMEs
Iza Muhammad Hakim
A premium, hassle-free experience. Seamless digital application and fast approval without the rigid delays of traditional banking
Cheong Kam Fatt
Absolute integrity and corporate clarity. They helped bridge our corporate cash flow smoothly when unexpected payment delays hit our timeline.
Straits Credit Institutional Financing Built on Integrity
Transparent. Licensed. Regulated. Discover the Straits Credit Difference.
Fully Licensed & Regulated
We operate strictly under the guidelines of KPKT (Kredit Komuniti) to ensure fully legal, transparent loan agreements, utilizing DuitNow for secure and instantaneous fund disbursement.
Apply Now
Contact Us
Address📍: 30, Level 12, Tower B Plaza, 1, Jalan Kemajuan, Section 13, 46200 Petaling Jaya, Selangor (Plaza 33)
Phone Number 📞: 016-777 4260
WhatsApp 🟢: 016-777 4260
Email Address 📩: [email protected]